Guaranteed Auto Financing in New Castle, DE
Credit setbacks? First-time buyer? At New Castle Motors, none of that stands in your way. If you’re hunting for a used car in New Castle, DE, we’re here to help you move forward—not hold your past against you. Our easy pre-approval process looks at your situation, not just your score. We’ve been helping drivers from Wilmington to Elkton lock in financing that fits their lives—and we can do the same for you.
Find Us!
234 S Dupont Highway
New Castle, DE 19720
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Fast Pre-Approvals for Any Credit Situation
What You’ll Need to Get Approved
Required Documents
Once you’re pre-approved, finalizing your auto loan is simple. All we need are a few documents to verify your income and stability — not your credit score. At New Castle Motors, we focus on where you’re headed, not where you’ve been.
- Two recent paystubs
- A current phone, electric or utility bill
- Valid driver's license
- Recent bank statement (if applicable)
- Proof of insurance (if you already have insurance)
- Title to trade (if applicable)
- Five personal references (with complete names, addresses and phone numbers)
These documents help verify your ability to afford the car—not judge you for your past credit.
Why Choose New Castle Motors?
Trusted by Thousands Since 2001
For over 24 years, New Castle Motors has helped Delaware drivers get back on the road with flexible, affordable auto financing—no matter their credit story. Apply now and experience the difference.
Fast, Easy Process
Avoid the hassle of being denied at other dealerships. At New Castle Motors, our guaranteed approval process means you can apply online and get pre-approved in minutes—no runaround, no embarrassment, no stress.
In-House & National Lender Options
We work with multiple trusted finance companies. If we can’t match you with a lender, New Castle Motors will provide financing directly to help you get on the road.
Flexible Payment Plans That Fit Your Budget
We offer multiple payment options to make your financing work for you:
- Credit/debit card payments
- Cash payments
- Phone and automatic payments
- Weekly or biweekly schedules based on your pay cycle
Late Payment Policy
We understand life happens. Our team sets payment plans around your situation — but it’s important to stay on track. Missed payments could lead to vehicle repossession. If needed, we’ll help restructure your loan through one of our national finance partners to support your credit rebuild.
Our Quality Guarantee
Every New Castle Motors vehicle comes with:
- A full CARFAX® vehicle history report
- A 27-point mechanical inspection that meets Delaware State Inspection standards
- A 3-month or 3,000-mile warranty — with upgrade options available up to 2 years or 24,000 miles
Want extra peace of mind? You’re welcome to bring your own mechanic to inspect the vehicle before you buy.
Start Your Application Today
New Castle Motors makes it easy to get approved for an auto loan—even with bad credit or no credit at all. We’ve helped thousands of drivers across New Castle, Wilmington, and nearby communities finance dependable vehicles with flexible terms and no hassle.
Apply Online Now to take the first step toward affordable ownership and drive away with confidence.
